.msahem-page{padding:72px 0 90px;background:#f5f6f8;min-height:60vh}.page-hero{background:linear-gradient(135deg,#073649,#0b5069);color:#fff;padding:64px 0}.page-hero .eyebrow{display:inline-block;color:#D9B36A;font-weight:800;margin-bottom:10px}.page-hero h1{font-size:42px;margin:0 0 14px}.page-hero p{max-width:780px;line-height:2;color:#e5eef2;font-size:16px}.page-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.page-card{background:#fff;border:1px solid #e5e7eb;border-radius:20px;padding:26px;box-shadow:0 10px 30px rgba(7,54,73,.07)}.page-card h2,.page-card h3{color:#073649;margin-top:0}.page-card p,.page-card li{color:#53616b;line-height:1.9}.page-card strong{color:#111827}.page-wide{grid-column:1/-1}.page-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:22px}.page-btn{display:inline-flex;align-items:center;justify-content:center;padding:12px 20px;border-radius:999px;font-weight:800}.page-btn.primary{background:#D9B36A;color:#073649}.page-btn.outline{border:1px solid #d8dee3;background:#fff;color:#073649}.contact-list{list-style:none;padding:0;margin:0}.contact-list li{padding:8px 0;border-bottom:1px solid #eef1f3}.legal-block{margin-bottom:18px}.legal-block:last-child{margin-bottom:0}@media(max-width:800px){.page-hero{padding:46px 0}.page-hero h1{font-size:30px}.msahem-page{padding:42px 0 65px}.page-grid{grid-template-columns:1fr}.page-wide{grid-column:auto}}